Home, Car,
and Investment
Property Loans

Our experts understand the needs of working families and
migrants to Adelaide, achieving property ownership
dreams, and will assist you at every step.

What we Offer

Loans for First Home Buyers

Besides arranging a suitable home loan, we guide you through the whole process from the start and liaise with the bank, real estate agent, building and pest inspector, and conveyancer; creating a smooth home-buying experience.

Refinancing of Home Loans

We review your loans annually and make sure you are getting the best deal throughout the life of your loan. We make sure that the loan is structured to suit your needs hence reducing the loan term and total interest paid to the bank.

Investment Property Loans

We will structure the loan to suit your investment needs as well as help with finding the right property to grow your wealth and property portfolio.

Car & Personal Loans

We can source the car of your choice from all over Australia with the best car loan. We can help you save thousands by avoiding unnecessary add-ons and insurances. Ask us how!

Who We Are

Bipin Joshi founded Kubaer Finance in August 2019. Bipin has over 20 years of experience in Finance, healthcare, and retail and loves helping working families and migrants to Adelaide to invest in property in creating their wealth and opportunity.

We use our expertise in finance and understanding of client situations to build strategies to get the right loans, to buy their first home, their cars, and investment properties.

Why Choose Us

  • Experience in
    Finance & Mortgage
  • Experience in
    Retail Industry
  • Nursing Health Care
    Industry Focus
  • Highly Qualified - Masters in Finance
    + Bachelors Degree
  • Love to help clients to own
    their dream home
  • After Hours and
    Weekend Availability
  • Passionate
    about Finance

What Our Clients Say

  • Bipin has assisted us now several times. He is professional, up-front, and honest. He explains everything step by step, explains the best options, and made us feel at ease during the loan process. Our family looks forward to Bipin further assisting us in the future with our financial wellbeing.

    Adrian Hainz
  • Highly recommend Bipin for buying your new home. He guided us through every step and whole process of buying a house has been so smooth. He is always up to date with best of information and very prompt in responding to queries. He completely took care of liaising with third parties and given us some of best recommendations as well. Very professional and trustworthy.

    Silky Mahajan
  • Bipin helped me through the whole process while buying my home. It was an overwhelming process and journey which he made simple and easy in every step. He took care of all other third parties and liaised with them which took pressure off me and my busy schedule. I highly recommend Bipin for any financial services.

    Annie B
  • Bipin and Kubaer Finance Team was amazing to us. Both my wife and I are first home buyers and we were indeed completely blind what to do ahead. Bipin Joshi was the right to guide and became great in helping us right through the whole process. The advice and service received from Kubaer Finance was very prompt and convincingly satisfied. The value of time and professionalism are integral part I personally learned from the team.

    Subash Mishra
  • Mr. Bipin is professional, listens and understands his client well. He provided me the valuable information that assisted me in making my home buying journey easier. Easily approachable and always responsive. I highly recommend my mortgage broker Mr. Bipin.

    Monika Moktan

Awards Received

We will work
with you to build
strategies to overcome
the challenges you face

in obtaining the loans you need to buy your first home, your cars, and investment properties that create wealth and opportunity for your family.

Get in Touch