Investment Loan
Investment Property Loans in Australia
Investing in property is one of the most effective ways to build long-term wealth in Australia. Whether you are purchasing your first investment property or expanding your portfolio, the right loan structure can make a significant difference to your cash flow and tax strategy. At Kubaer Finance, we help both new and seasoned investors navigate the complexities of investment lending, including loan structuring, interest-only options, and equity access—all while comparing offers from over 35+ lenders.
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Types of Investment Property Loans

Interest-Only Loans
Pay interest only for a set period (typically 1–5 years) to maximise cash flow and tax-deductible interest.
Principle and Interest Loans
Pay down both the principal and interest to build equity while managing long-term costs.
Fixed or Variable Rate Loans
Choose between rate stability (fixed) or flexibility (variable), or split the loan to enjoy both benefits.
Equity Release
Use the equity in your existing home or investment to fund a new purchase without needing a full deposit.
Family Equity Investment Loans
Leverage a family member’s equity to help you start your investment journey sooner.

Lenders We Deal With

Major Banks
Commonwealth Bank, Westpac, NAB, ANZ
Non-Bank Lenders
Resimac, Pepper, Liberty
Investor-Focused Banks
Macquarie Bank, ING
Every lender has different policies on rental income, negative gearing, and interest-only
periods—we help you find the right fit for your strategy.

Your Investment Loan Journey
with Kubaer Finance

1. Strategy Session
We assess your investment goals, income, and long-term vision.
2. Assess Borrowing Capacity
We calculate how much you can borrow based on rental income and liabilities.
3. Pre-Approval
We submit your application to a lender suited to investment needs, including interest-only or high-LVR loans.
4. Property Review
We liaise with your agent or buyer’s advocate to review the investment property’s yield and structure.
5. Settlement
We coordinate with solicitors and the lender to ensure smooth and timely settlement.
6. Ongoing Investment Support
We review your loan annually and assist with future purchases, refinancing, orportfolio expansion.

What Our Clients Say

Bipin helped me through the whole process while buying my home. It was an overwhelming process and journey which he made simple and easy in every step. He took care of all other third parties and liaised with them which took pressure off me and my busy schedule. I highly recommend Bipin for any financial services.
Annie B
Our Happy Customer
Bipin and the Kubaer Finance team guided us through our first home purchase. As first-time buyers, we were unsure of the process, but Bipin made it smooth and stress-free. His advice was clear, timely, and professional throughout. Highly recommend their service. We are very happy with the support.
Subash Mishra
Our Happy Customer
Mr. Bipin is professional, listens and understands his client well. He provided me the valuable information that assisted me in making my home buying journey easier. Easily approachable and always responsive. I highly recommend my mortgage broker Mr. Bipin.
Monika Moktan
Our Happy Customer
Bipin has assisted us now several times. He is professional, up-front, and honest. He explains everything step by step, explains the best options, and made us feel at ease during the loan process. Our family looks forward to Bipin further assisting us in the future with our financial wellbeing.
Adrian Hainz
Our Happy Customer